UltraNet Uganda Business Plan

PEX. PAYMENT GATEWAY SERVICES.

Introduction. PEX: A universal payment service provider, bringing tailor-made solutions to its customers. From pre-paid salary cards to high-end credit cards, from standard debit transactions at grocery stores through to global payments over a mobile device, PEX helps you at every stage of the payments process. All of our systems are EMV compliant, meaning we offer world-class transaction security and data protection: crucial factors in the emerging payments landscape..

Our Mission. D eliver a world class, efficient and cost-effective payment system infrastructure and to create value for its customers. Our technology powers end-to-end payments across the world’s fastest growing markets. From issuing and acquiring to processing and digital payments, we are certified as per industry standards to help financial institutions get their businesses up and running with the latest products and solutions, ready for today, geared for tomorrow . With over 35 years of experience in Fintech, the founders of PEX are proud of the Company’s ability to custom-fit all services to the Clients’ needs and requirements ..

PEX – Payment Gateway. We offer an impressive array of proprietary solutions that enable businesses and consumers to interact within a single platform: https://upaywise.com/ - one unified system to streamline payments for financial institutions, financial service providers and banks..

Merchant Backend Features. Merchants access anywhere and anytime. Fully automated processing. Flexible configuration of each payment channel. Make adjustments. Issue Refunds. Flexible search parameters. Statistics and graphs. Alerts for risks and discrepancies. Extensive risk management to minimize fraud by means of monitoring (huge spectrum of risk checks and blacklist databases ). Retains transaction history (6 prior + current month ). Gateway alert system via email & SMS. Settlement in 15+ currencies. 24/7 support. Reconciliation..

Back Office Services. Incorporation of PSP and Merchant companies . Opening and administration of bank accounts. Administration and renewal of companies. Preparation of transaction reports. Preparation of settlement and processing reports for E-commerce merchants. Preparation of chargeback and fraud reports. Transaction volume alerts. Transactions refund. Notification of CB and fraud ratios on a weekly/monthly basis. Transfer of funds to concerned parties as per agreement. Reconciliation of accounts and payments. Auditing of accounts. Preparing and filing of statutory documents with the authorities. Liaising with clients and concerned parties for payments, reports. Liaising and negotiating with banks and other financial institutions..

Payment Gateway Processing Types. Purchase (Direct Authorization) Pre- Authorisation Capture Refund Void Chargeback processing Fraud records processing Multi-currency capabilities Checkout payment Tokenization Pay by link MOTO Recurring payment.

Risk Checks/ Security & Compliance. Risk Management Input validation Card Blacklist C heck Whitelist Check IP check Transaction velocity check (Daily, Weekly, Monthly, By Card Count, Volume & more .. User Management ( Audit logs and dynamic user access rights) Secure and latest TLS and SSL connection. PCI DSS Compliant EMV Compliant.

Additional Features & Integration. TCP/IP Protocol ISO 8583 Message XML API for direct payment Checkout Page Woo commerce plugins Reporting (Consecutive, Terminal, User Audit, Chargeback, Rolling Reserve, etc ) Statistics Alerts Processing history Bulk refunds, chargeback, void, capture and check status..